Thursday, August 20, 2026

Stop Looking for the Perfect ETF… Build the Perfect Team

✅ Get My Exclusive Investing Spreadsheets & Tools:
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Every week someone asks me, “What’s your favorite ETF?”

My answer usually surprises them…

I don’t buy ETFs. I hire them.

One of the biggest mistakes investors make is expecting one ETF to do everything. Grow wealth. Produce income. Beat the market. Protect against downturns. That’s not how I build a retirement portfolio.

In this video, I introduce the philosophy behind my investing approach and walk you through my complete retirement team. Every ETF in my portfolio has a specific job, from building long-term wealth to generating the retirement paycheck I’ll eventually live on.

You’ll also get a first look at the Simply Money Investing System™ and how the Portfolio Planner™, DRIP Score™, Retirement Stress Test™, and Portfolio Manager™ work together to help me make investment decisions based on purpose—not emotion.

If you’ve ever wondered:

Why I own so many ETFs
How I decide what to buy next
Why I don’t compare SCHD to CHPY
How I build a retirement portfolio with purpose

…this video is for you.

In this video:

✅ Why every ETF needs a clearly defined job

✅ The four departments of my retirement team

✅ My ETF allocations by purpose

✅ How I evaluate new ETFs before adding them

✅ The philosophy behind the Simply Money Investing System™

Remember…

Every ETF has a job. Every job has a purpose.

If you enjoy videos focused on retirement income, dividend investing, ETFs, and building a purpose-driven portfolio, consider subscribing and joining the Simply Money community.

_________

00:00 – Stop Asking “What’s the Best ETF?”
00:45 – Why I Hire ETFs Instead of Buying Them
02:11 – 🏛 Foundation Team
03:28 – 💻 Future Team
05:21 – 🌱 Income Builder Team
06:07 – 💰 Retirement Paycheck Team
08:12 – Why Every ETF Has a Different Job
10:15 – Introducing the Simply Money Portfolio Planner™
12:00 – How I Evaluate New Team Members
13:30 – Building the Right Retirement Team
15:20 – The Simply Money Investing Philosophy
15:47 – Every ETF Has a Job. Every Job Has a Purpose.
_________

Welcome to Simply Money — your source for ETF investing, dividend income, passive income, retirement planning, and financial freedom.

I break down real-world investing strategies using data, portfolio analysis, backtesting, and income projections to help you make smarter financial decisions.

On this channel you’ll learn:

• ETF Investing Strategies
• Dividend Income & Passive Income
• Covered Call ETFs & High-Yield Investing
• Monthly Income Portfolios
• Retirement Income Planning
• Growth vs Income Investing
• Dividend Growth & Yield on Cost
• Portfolio Analysis & ETF Comparisons
• DRIP Strategies & Income Reinvestment
• Financial Independence & Wealth Building

Featured investments include SCHD, SCHG, JEPI, JEPQ, SPYI, QQQI, CHPY, IWMI, GPIQ, GPIX, and other dividend and income-focused ETFs.

📊 Simply Money Investing Tools

• Simply Money DRIP Score™
• Simply Money Portfolio Planner™
• Simply Money Retirement Stress Test™
• Income Forecast & Income Tracker™
• Dividend & Portfolio Analysis Tools™

Get access here:
https://ift.tt/8rJzlLn

🎁 Free Simply Money Member Key:
https://ift.tt/Oxz0T4s

Subscribe for weekly videos on ETF investing, dividend income, passive income, retirement planning, and financial freedom.

#SimplyMoney #ETFInvesting #DividendInvesting #PassiveIncome #RetirementPlanning

from Simply Money https://www.youtube.com/watch?v=oQsdMG0nI2Q



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Wednesday, August 19, 2026

Conservative Dividend Stocks: QDVO, DIVO, IDVO Explained #shorts


Exploring a conservative investment approach with QDVO yielding 10%, DIVO at 5%, IDVO at 7%, QDPL at 4.8%, and QSIX at 3.6%. Lower yields, more stability. #Investing #ConservativeInvesting #DividendYield #Finance #MoneyTips

from Simply Money https://www.youtube.com/shorts/b_7hz_kj1GE



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Dividend Snowball: Grow $10K Without New Deposits #shorts


See how $10,000 can snowball with compounding returns, even without new deposits. Your yield on cost increases as your investment grows. #Investing #CompoundInterest #DividendGrowth #PersonalFinance #MoneyTips

from Simply Money https://www.youtube.com/shorts/8vlp8-nfqko



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30-Year Investment: The Power of Reinvesting Dividends! #shorts

Invest $10,000 and let it compound for 30 years. See it grow to nearly $2.1 million, generating $9,800 monthly income. The power of the dividend snowball effect. #InvestingTips #CompoundInterest #FinancialFreedom #WealthBuilding

from Simply Money https://www.youtube.com/shorts/fMnips82grk



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Tuesday, August 18, 2026

5-Fund Portfolio: Sustainable Income & Long-Term Growth #shorts

Discover a 5Fund portfolio focused on sustainable income growth and long-term compounding, not just high yield. See how it projects over 30 years. #Investing #Portfolio #FinancialGrowth #Compounding #WealthBuilding

from Simply Money https://www.youtube.com/shorts/UrWqrbhPKkc



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Long-Term ETF Strategy: Survive, Compound, Grow #shorts


Many high-yield ETF portfolios look great now, but can they survive and compound for 20-30 years? The real challenge is long-term growth with consistent cash flow. #Investing #ETFs #LongTermInvesting #FinancialPlanning

from Simply Money https://www.youtube.com/shorts/MOcsCxeA8Ic



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Retiring Into A Market Crash…What Happens?

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Imagine retiring on Friday…

…and the market crashes on Monday.

Would your retirement survive?

In this video, I use the Simply Money Retirement Stress Test™ to simulate hundreds of retirement scenarios and show why when a market crash happens can be just as important as how big it is.

We’ll compare:

✅ Moderate vs. aggressive portfolios
✅ Sequence of returns risk
✅ Selling shares vs. living on dividend income
✅ Monte Carlo retirement simulations
✅ Portfolio survival rates
✅ Retirement confidence scores

You’ll also see why two portfolios with similar expected returns can have dramatically different retirement outcomes—and why income-producing investments can make a significant difference during bear markets.

If you’re approaching retirement, already retired, or building a retirement income portfolio, this is one of the most important concepts you’ll ever understand.

Simply Money Tools

📊 Portfolio Planner™
🛡 Retirement Stress Test™
📈 DRIP Score™

Available through the Buy Me a Coffee link below.

If you enjoy retirement planning, dividend investing, ETF analysis, and building reliable retirement income, consider subscribing.

Every ETF has a job, and every job has a purpose.

This video is for educational purposes only and should not be considered financial advice.

_________

00:00 What if the market crashes right after you retire?
00:27 Why sequence of returns matters
00:53 Portfolio Planner™ setup
01:42 Moderate vs. aggressive portfolios
03:10 Setting up the Retirement Stress Test™
04:47 Understanding investment risk levels
06:33 Running the first retirement simulation
07:57 Moderate portfolio results explained
08:39 Behind the Monte Carlo simulations
09:31 Testing an aggressive retirement portfolio
10:49 Why early returns matter so much
11:30 What happens when volatility increases?
12:58 A worst-case retirement scenario
14:05 Income vs. selling shares during retirement
15:50 100% success rate with an income-focused strategy
16:12 Can a $400,000 portfolio survive?
17:23 Four terrible years in a row… then what?
18:28 Future Retirement Stress Test™ updates
19:02 Final thoughts
_________

Welcome to Simply Money — your source for ETF investing, dividend income, passive income, retirement planning, and financial freedom.

I break down real-world investing strategies using data, portfolio analysis, backtesting, and income projections to help you make smarter financial decisions.

On this channel you’ll learn:

• ETF Investing Strategies
• Dividend Income & Passive Income
• Covered Call ETFs & High-Yield Investing
• Monthly Income Portfolios
• Retirement Income Planning
• Growth vs Income Investing
• Dividend Growth & Yield on Cost
• Portfolio Analysis & ETF Comparisons
• DRIP Strategies & Income Reinvestment
• Financial Independence & Wealth Building

Featured investments include SCHD, SCHG, JEPI, JEPQ, SPYI, QQQI, CHPY, IWMI, GPIQ, GPIX, and other dividend and income-focused ETFs.

📊 Simply Money Investing Tools

• Simply Money DRIP Score™
• Simply Money Portfolio Planner™
• Simply Money Retirement Stress Test™
• Income Forecast & Income Tracker™
• Dividend & Portfolio Analysis Tools™

Get access here:
https://ift.tt/wvknYX3

🎁 Free Simply Money Member Key:
https://ift.tt/WnT2Jcj

Subscribe for weekly videos on ETF investing, dividend income, passive income, retirement planning, and financial freedom.

#SimplyMoney #ETFInvesting #DividendInvesting #PassiveIncome #RetirementPlanning #DividendIncome #MonthlyIncome #IncomeInvesting #FinancialFreedom #WealthBuilding

from Simply Money https://www.youtube.com/watch?v=BhR-hACbnms



from Simply Money https://ift.tt/D34HEBi

Stop Looking for the Perfect ETF… Build the Perfect Team

Get My Exclusive Investing Spreadsheets & Tools: https://ift.tt/8rJzlLn Every week someone asks me, “What’s your favorite ETF?” My a...