Saturday, August 1, 2026

SCHD Lost to This ETF (And That’s a Problem)

✅ Get My Exclusive Investing Spreadsheets & Tools:
https://ift.tt/1NPCKTu

Over $90 billion is invested in SCHD, making it one of the most popular dividend ETFs in the world.

But what if SCHD wasn’t actually the best-performing dividend ETF over the last decade?

In this video, I compare 10 of the most popular ETFs using the Simply Money Portfolio Planner™ to see which generated the most wealth, the most income, and the best long-term results.

ETFs Compared
SCHD
DGRO
VIG
VYM
HDV
JEPI
JEPQ
VOO
VTI
QQQ

We’ll compare:

Historical performance
Dividend growth
Income generation
Broad market performance
Technology growth
Future projection scenarios
Portfolio allocation ideas

The results may surprise you—especially if you’re a long-time SCHD investor.

Remember, the goal isn’t to find the “best” ETF. It’s to understand what job each ETF is designed to do and how it fits into your retirement plan.

Simply Money Tools
📊 Portfolio Planner™
📈 DRIP Score™
🛡 Retirement Stress Test™

Available through the Buy Me a Coffee link below.

If you enjoy retirement planning, dividend investing, ETF analysis, and building passive income, consider subscribing.

Every ETF has a job, and every job has a purpose.

This video is for educational purposes only and should not be considered financial advice.

__________

00:00 SCHD wasn’t the best dividend ETF?
01:10 Comparing 10 popular ETFs
01:43 How this ETF comparison works
03:28 Important assumptions before we begin
04:09 Inside the Simply Money Portfolio Planner™
06:02 Setting up the historical comparison
09:58 SCHD vs. DGRO vs. VIG results
10:45 VYM vs. HDV dividend battle
11:35 JEPI vs. JEPQ income comparison
13:19 Why the “best” ETF depends on your goals
15:03 VOO vs. VTI head-to-head
15:30 QQQ dominates the historical returns
16:20 Category-based future projections
17:53 Individual ETF forecasts
20:42 The biggest surprise of the study
20:49 SCHD vs. DGRO: The real story
21:25 Why SCHD is outperforming again in 2026
22:01 Building a balanced ETF portfolio
23:01 No ETF wins forever
23:51 The biggest investing lesson

__________

Welcome to Simply Money — your source for ETF investing, dividend income, passive income, retirement planning, and financial freedom.

I break down real-world investing strategies using data, portfolio analysis, backtesting, and income projections to help you make smarter financial decisions.

On this channel you’ll learn:

• ETF Investing Strategies
• Dividend Income & Passive Income
• Covered Call ETFs & High-Yield Investing
• Monthly Income Portfolios
• Retirement Income Planning
• Growth vs Income Investing
• Dividend Growth & Yield on Cost
• Portfolio Analysis & ETF Comparisons
• DRIP Strategies & Income Reinvestment
• Financial Independence & Wealth Building

Featured investments include SCHD, SCHG, JEPI, JEPQ, SPYI, QQQI, CHPY, IWMI, GPIQ, GPIX, and other dividend and income-focused ETFs.

📊 Simply Money Investing Tools

• Simply Money DRIP Score™
• Simply Money Portfolio Planner™
• Simply Money Retirement Stress Test™
• Income Forecast & Income Tracker™
• Dividend & Portfolio Analysis Tools™

Get access here:
https://ift.tt/1NPCKTu

🎁 Free Simply Money Member Key:
https://ift.tt/Mqe9iJ1

Subscribe for weekly videos on ETF investing, dividend income, passive income, retirement planning, and financial freedom.

#SimplyMoney #ETFInvesting #DividendInvesting #PassiveIncome #RetirementPlanning #DividendIncome #MonthlyIncome #IncomeInvesting #FinancialFreedom #WealthBuilding

from Simply Money https://www.youtube.com/watch?v=JLP21hrMjg8



from Simply Money https://ift.tt/B6y1awx

Friday, July 31, 2026

Misty ETF: Negative Returns & What to Expect #shorts

Seeing negative price appreciation and total return across all scenarios. This is not the investment outcome anyone wants. #RealEstate #Investing #MishMish #MarketUpdate

from Simply Money https://www.youtube.com/shorts/dlrvJFWYGVs



from Simply Money https://ift.tt/uOze1jn

High-Yield ETFs: Beyond Just Performance & Decay #shorts

Don’t judge ETFs on historical performance alone. Weak future decay profiles mean yield isn’t the full story anymore. Rethink your ETF evaluation strategy. #ETFInvesting #InvestmentTips #FinanceExplained #SimplyMoney #InvestingTheEasyWay

from Simply Money https://www.youtube.com/shorts/JxlYax7HV5o



from Simply Money https://ift.tt/2Z1BVOx

The Drip Score: Measure Wealth Creation or Destruction #shorts

Introducing the Drip Score: a new way to measure if reinvesting your money truly builds wealth or silently erodes it. Discover the truth behind your investment growth. #DripScore #InvestingTips #WealthBuilding #FinancialLiteracy

from Simply Money https://www.youtube.com/shorts/B2Quem66dpI



from Simply Money https://ift.tt/NpWFkD4

Thursday, July 30, 2026

ETF Drip Score Explained: Maximize Your Returns #shorts

Unlock the secret to ETF investing! See how the drip score helps you identify total return potential. Green means more cash, yellow means equal, red means take the cash. These sheets update automatically with every distribution. Monitor your gains! #ETFInvesting #InvestmentTips #FinancialLiteracy #SimplyMoney #InvestingTheEasyWay

from Simply Money https://www.youtube.com/shorts/G9hArXuzvC8



from Simply Money https://ift.tt/jBaSp6P

ETFs: Drip vs. Cash – Which is Better? #shorts

Don’t assume reinvesting dividends (dripping) always pays more for ETFs. Sometimes taking cash yields higher total returns. We’ll show you which funds. #ETFInvesting #DividendReinvestment #PersonalFinance #InvestmentTips

from Simply Money https://www.youtube.com/shorts/J1s-3fQ8mgU



from Simply Money https://ift.tt/aepmVFx

SCHD + GPIQ + GPIX | The FIRE Portfolio Test

✅ Get My Exclusive Investing Spreadsheets & Tools:
https://ift.tt/QMzoqpt

Can you build a FIRE (Financial Independence, Retire Early) portfolio without relying heavily on high-yield covered call ETFs?

A subscriber challenged me to build a portfolio using just five ETFs:

SCHD
SCHG
SPMO
GPIQ
GPIX

In this video I build three different FIRE portfolios—conservative, moderate, and aggressive—and compare them using both the Simply Money Portfolio Planner™ and the Simply Money Retirement Stress Test™.

We’ll look at:

✅ Portfolio allocations
✅ Income generation
✅ Long-term growth projections
✅ Monte Carlo retirement stress testing
✅ Withdrawal sustainability
✅ How much you may need to retire early

The goal isn’t to find the highest yield—it’s to find the balance between income, growth, and long-term financial independence.

If you’re planning for retirement or FIRE, this is exactly the type of analysis you should be running before investing.

Simply Money Tools
📊 Portfolio Planner™
📈 DRIP Score™
🛡 Retirement Stress Test™

Available through the Buy Me a Coffee link below.

If you enjoy retirement planning, ETF investing, dividend income, and portfolio analysis, consider subscribing.

Every ETF has a job, and every job has a purpose.

This video is for educational purposes only and is not financial advice.

_________

00:00 Building a FIRE portfolio from a subscriber’s request
01:14 Meet the five ETFs in this portfolio
01:48 Inside the Simply Money Portfolio Planner™
02:20 Conservative FIRE portfolio allocation
03:15 Starting assumptions and retirement income goal
04:34 Conservative portfolio forecast
05:45 Moderate portfolio results
06:29 Aggressive portfolio comparison
06:58 Moving to the Retirement Stress Test™
07:57 Retirement assumptions explained
08:29 Running the Monte Carlo simulation
09:34 What happens with only $400,000?
10:56 What if you need $5,000 per month?
11:41 Why forecasts are only estimates
12:15 Stress testing different retirement scenarios
13:09 Changing investment risk levels
14:00 Conservative vs. aggressive market swings
15:20 Why stress testing matters before retirement
15:44 Final thoughts and subscriber challenge
_________

Welcome to Simply Money — your source for ETF investing, dividend income, passive income, retirement planning, and financial freedom.

I break down real-world investing strategies using data, portfolio analysis, backtesting, and income projections to help you make smarter financial decisions.

On this channel you’ll learn:

• ETF Investing Strategies
• Dividend Income & Passive Income
• Covered Call ETFs & High-Yield Investing
• Monthly Income Portfolios
• Retirement Income Planning
• Growth vs Income Investing
• Dividend Growth & Yield on Cost
• Portfolio Analysis & ETF Comparisons
• DRIP Strategies & Income Reinvestment
• Financial Independence & Wealth Building

Featured investments include SCHD, SCHG, JEPI, JEPQ, SPYI, QQQI, CHPY, IWMI, GPIQ, GPIX, and other dividend and income-focused ETFs.

📊 Simply Money Investing Tools

• Simply Money DRIP Score™
• Simply Money Portfolio Planner™
• Simply Money Retirement Stress Test™
• Income Forecast & Income Tracker™
• Dividend & Portfolio Analysis Tools™

Get access here:
https://ift.tt/QMzoqpt

🎁 Free Simply Money Member Key:
https://ift.tt/VXBepZM

Subscribe for weekly videos on ETF investing, dividend income, passive income, retirement planning, and financial freedom.

#SimplyMoney #ETFInvesting #DividendInvesting #PassiveIncome #RetirementPlanning #DividendIncome #MonthlyIncome #IncomeInvesting #FinancialFreedom #WealthBuilding

from Simply Money https://www.youtube.com/watch?v=wjS9Pb2WofM



from Simply Money https://ift.tt/A5ih71S

Unlock Portfolio Growth: Balance Yield & Performance #shorts

Discover the secrets to portfolio growth, income generation, drip impact, diversification, and long-term performance. The ultimate portfoli...