Tuesday, December 30, 2025

If I Could Only Buy ONE: HOOD or HOOY?

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HOOD or HOOY? One promises explosive growth. The other promises massive income.
But when you strip away hype, opinions, and headlines — the numbers tell a very different story.

In this video, I break down HOOD vs HOOY side by side using real data:
• Total return
• Income vs growth trade-offs
• Volatility and risk
• Who each investment actually makes sense for

This isn’t about favorites.
It’s about what the math says and how each choice impacts your long-term portfolio.

Whether you’re chasing growth, cash flow, or trying to decide which one deserves your next dollar — this breakdown will help you avoid costly mistakes.

👇 Drop a comment:
If you could only buy ONE… which are you choosing and why?

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— TIMESTAMPS —
00:00 HOOD vs HOOY — The Data Surprised Me
00:32 How This Comparison Is Done (No Hype)
01:15 $50,000 Hypothetical Investment Setup
02:05 DRIP vs No-DRIP Scenarios Explained
03:00 HOOD Overview: No Dividend, Pure Growth
04:10 HOOD Price Action & Volatility
05:35 HOOD Total Return Results
06:40 HOOY Overview: Income Strategy Explained
07:45 Monthly → Weekly Distributions Breakdown
09:10 DRIP Compounding Effect on HOOY
10:35 100% DRIP Results: HOOD vs HOOY
11:45 No-DRIP Scenario: Income Comparison
13:10 Selling HOOD Shares to Match Income
14:40 Sequence of Returns Risk Discussion
15:55 Growth vs Income — Who Each Is For
17:05 Hybrid Strategy: Use Both Together
18:15 Final Verdict + Viewer Question
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📚 Top Recommended Finance Books

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Richest Man in Babylon: https://amzn.to/3PmFGJ9

Total Money Makeover: https://amzn.to/3syl4Vc

Simple Path to Wealth: https://amzn.to/3syl4Vc

Atomic Habits: https://amzn.to/3Z1wFs0

The Intelligent Investor: https://amzn.to/3qZXqAK

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