Tuesday, February 24, 2026

Chasing 50% Yield Has a Cost — MSTY Backtest

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Ultra-high yield always grabs attention.

But does extreme income actually translate into strong results over time?

In this video, I ran a full backtest on MSTY to see how it really behaves — not just what it pays, but how it performs through volatility, drawdowns, and different market environments. We look at total return, income consistency, NAV behavior, and the tradeoff between aggressive yield and long-term portfolio growth.

If you’re considering MSTY for income, this breakdown will show you what the numbers actually say — and whether ultra-high yield comes with a hidden cost.

Because yield alone doesn’t determine performance.

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00:00 – The Most Aggressive Income ETF? MSTY Backtest Setup
00:50 – All-In MSTY Scenario Explained ($525K Test Portfolio)
01:25 – MSTY Share Price & NAV Decline Breakdown
02:45 – Can You Still Make Money With MSTY?
04:00 – Distribution History: Massive Income Explained
05:20 – Weekly Payout Shift & Yield Compression
06:05 – Full DRIP Strategy Results (100% Reinvestment)
07:28 – 50% DRIP Strategy Explained (Income + Shares)
10:47 – Zero DRIP Strategy (Taking All Cash)
12:09 – Total Return Comparison: Full vs 50% vs None
13:50 – How Investors Actually Use High-Yield ETFs
14:52 – Custom DRIP % Strategy Example (70% Test)
16:05 – When Taking the Cash Outperforms Reinvestment
17:03 – Final Verdict: Is MSTY Worth It?

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