Thursday, February 12, 2026

Most Investors Misunderstand JEPQ — The Backtest Proves It

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I ran a full backtest on JEPQ so you don’t have to — and the results surprised me.

In this video, we break down how JEPQ actually performs against the broader market, looking beyond just the income headline and focusing on what really matters: total return, income consistency, and long-term outcomes.

We’ll walk through:

How JEPQ performs in different market environments

The role income plays vs price movement

What the data says about holding JEPQ long term

Why total return matters more than yield alone

What this means for income investors and retirees

This is a data-driven analysis, not hype. No opinions — just numbers.

If you’re building an income portfolio or considering JEPQ as part of your strategy, this breakdown will help you decide whether it actually earns a spot.

πŸ‘‡ Drop your thoughts in the comments — income, growth, or both?

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— TIMESTAMPS —
00:00 Yield vs Reality
00:46 What We’re Testing
01:36 All-In Portfolio Setup
02:44 JEPQ Price History
04:30 Recovery After 2022
06:02 Distribution Trends
07:38 Full DRIP Results
09:28 50% DRIP Strategy
11:22 No DRIP Scenario
13:20 Portfolio Value Over Time
15:05 Total Return Breakdown
17:10 Custom DRIP Strategy
18:45 Final Takeaways
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from Simply Money https://www.youtube.com/watch?v=03gLiaFSaKw



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