Tuesday, July 14, 2026

I Held SCHD for 9 Years… Here’s What Actually Happened

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Every dividend tells a story. Today we’re looking at the story SCHD has been telling me for nearly 9 years.

Most investors judge an ETF after a few months. I wanted to know what actually happens when you stay invested through market crashes, dividend increases, a stock split, and even selling part of your position.

In this video I share my real SCHD journey, including:

✅ Nearly 9 years of dividend growth
✅ Over $107,000 in dividends received
✅ Why I sold part of my position
✅ How SCHD helped build my retirement strategy
✅ The biggest lesson I learned from holding through multiple market cycles
✅ Whether I’d still buy SCHD if I were starting today

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00:00 The Story Behind My SCHD Dividends
00:51 Why SCHD Became My Foundation
02:16 My Dividend Growth Tracker
03:00 Introducing Portfolio Manager
04:03 Buying SCHD in 2017
04:14 Understanding the Stock Split
05:43 Why I Chose SCHD
07:10 My First Dividend Payment
10:00 SCHD Dividend Growth Over Time
12:12 Why I Sold Part of My Position
13:32 My Retirement Income Strategy
15:15 SCHD After 9 Years
16:35 My Current Reinvestment Strategy
17:22 Would I Buy SCHD Today?
18:19 The COVID Market Crash Lesson
20:27 Why ETFs Beat Single Stocks
21:24 Why SCHD Is Still My Foundation

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Welcome to Simply Money — your source for ETF investing, dividend income, passive income, retirement planning, and financial freedom.

I break down real-world investing strategies using data, portfolio analysis, backtesting, and income projections to help you make smarter financial decisions.

On this channel you’ll learn:

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Featured investments include SCHD, SCHG, JEPI, JEPQ, SPYI, QQQI, CHPY, IWMI, GPIQ, GPIX, and other dividend and income-focused ETFs.

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from Simply Money https://www.youtube.com/watch?v=IhafnzRNsCY



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